Checking

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  • No minimum balance
  • No monthly maintenance fees
  • No annual maintenance fees
  • Daily dividends posted quarterly on balances in excess of $2,000.
  • Automatic overdraft privilege from savings*
  • A low $25 stop payment charge
  • Free checks up to $15 (or one box)**
  • Courtesy Pay***

*Subject to Reg. D Rules

**Must enroll in direct deposit to qualify for free checks

******Courtesy pay is A non-contractual service provided to eligible members for the purpose of overdraft protection. Eligible members will be provided up to $700 in overdraft protection. Items eligible for overdraft protection include checks attached to your account, and Automatic Clearing House (ACH) transactions. Your account will be charged a fee of $25 per each overdraft item covered under this program, regardless of how many overdrafts occur. If your account balance is overdrawn in excess of $700, or your loan is past due, we may return any item presented and charge you a $25 fee per each item returned. Members must remain in good standing and bring accounts to a positive balance within 30 calendar days for a minimum period of 24 hours to continue to receive courtesy pay. We reserve the right to suspend and/or terminate this service at any time.

  • Unlimited transfers for overdraft protection
  • No monthly maintenance fees
  • No annual maintenance fees
  • Two-tiered rate of return
  • Minimum Balance: $8,000
  • Must have Share Draft Checking

Entitled to free checks? If you order online, call NET at 570-961-5300 for a refund.