- No minimum balance
- No monthly maintenance fees
- No annual maintenance fees
- Daily dividends posted quarterly on balances in excess of $2,000.
- Automatic overdraft privilege from savings*
- A low $25 stop payment charge
- Free checks up to $15 (or one box)**
- Courtesy Pay***
*Subject to Reg. D Rules
**Must enroll in direct deposit to qualify for free checks
******Courtesy pay is A non-contractual service provided to eligible members for the purpose of overdraft protection. Eligible members will be provided up to $700 in overdraft protection. Items eligible for overdraft protection include checks attached to your account, and Automatic Clearing House (ACH) transactions. Your account will be charged a fee of $25 per each overdraft item covered under this program, regardless of how many overdrafts occur. If your account balance is overdrawn in excess of $700, or your loan is past due, we may return any item presented and charge you a $25 fee per each item returned. Members must remain in good standing and bring accounts to a positive balance within 30 calendar days for a minimum period of 24 hours to continue to receive courtesy pay. We reserve the right to suspend and/or terminate this service at any time.