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Insurance Discounts

$1000 of TruStage Accidental Death and Dismemberment Insurance Coverage is Yours.

One of the benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000.00 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to and additional $300,000.00 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

 

TruStage AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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TruStage Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You can enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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TruStage Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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GAP Protection

What if your vehicle is stolen or a total loss?

Most cars depreciate by thousands of dollars as soon as they are purchased. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the “gap” between your insurer’s settlement and your loan balance. That gap will come out of your pocket for a vehicle that no longer exists.

What are your options?

You can sign up for GAP when you apply for your vehicle loan. There is no underwriting, no red tape, and no hassles. The purchase amount of $299.00 can also be rolled into your loan.

The Benefits:

GAP provides security for financial loss and includes:

  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at the time of purchase
  • Payment benefits up to $50,000
  • Coverage for auto insurance deductibles as part of the GAP claim settlement up to $500 and where allowed by law
  • Benefits for new or used vehicles
  • GAP Plus coverage, which includes up to $1,000 down payment credit toward a replacement vehicle when financed by NET

For more information, contact the Loan Department at 570-961-1100.

Debt Protection

Help Preserve Your Standard of Living

Whether you’re taking out a loan to make home improvements or to buy a vehicle, it can be a financial gamble because things happen… life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away – leaving your family responsible for your loan balance.

Play it Safe

Debit Protection is a voluntary loan-payment protection that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Ask about protecting your loan payments.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debit Protection will cancel or reduce repayment on your loan debt. Help lessen your worries about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Debt protection is a debt protection product offered by NET Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an NET Federal Credit Union loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.

Contact us for more information on this product by phone: 570-961-1100; or email: netfedcu@netfedcu.org