Loan Rates

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The rates below are our risk-based lending rates now in effect at NET Federal Credit Union and are As Low As, based on your credit score.

 

Type of Loan Approx Term In Months APR Rates As Low As
Line of Credit/Signature/Co-signer up to 72 7.99% – 13.99%
New / Used Vehicle up to 84 2.49% – 5.24%
New / Used Motorcycle up to 84 2.49% – 5.24%
Recreational/Power Sport/Utility/RV/Boats NEW up to 72 3.00% – 6.50%
   – Extended Terms for RV and Boats only up to 120 months
Share Secured up to 60 4.99% – 6.99%
Home Equity – Fixed 2nd Mortgage – No Application Fee up to 60 – $5,000 minimum loan amount 3.49% – 5.99%
  up to 84 3.89% – 6.39%
  up to 120 4.19% – 6.69%
  up to 180 4.79% – 7.29%
Variable Rate Home Equity Loan No Application Fee Call for Rate
First Mortgage
Pay Day Loan ($200 to $500) 90 day term $20 application fee (no refund) 10% of loan amount must be held in share vacation savings account. Call Loan Department for details. 3 18%

All rates are subject to change without notice. APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.

Vehicle/Motorcycle/Recreational/Power Sport/Utility/RV/Boats – Term of the loan is subject to minimum amounts financed. For example, for a 60 month term, the minimum amount financed is $10,000.