The rates below are our risk-based lending rates now in effect at NET Federal Credit Union and are As Low As, based on your credit score.
|Type of Loan||Approx Term In Months||APR Rates As Low As|
|Line of Credit/Signature/Co-signer||up to 72||7.99% – 13.99%|
|New / Used Vehicle||up to 84||2.49% – 5.24%|
|New / Used Motorcycle||up to 84||2.49% – 5.24%|
|Recreational/Power Sport/Utility/RV/Boats NEW||up to 72||3.00% – 6.50%|
|– Extended Terms for RV and Boats only up to 120 months|
|Share Secured||up to 60||4.99% – 6.99%|
|Home Equity – Fixed 2nd Mortgage – No Application Fee||up to 60 – $5,000 minimum loan amount||3.49% – 5.99%|
|up to 84||3.89% – 6.39%|
|up to 120||4.19% – 6.69%|
|up to 180||4.79% – 7.29%|
|Variable Rate Home Equity Loan No Application Fee||Call for Rate|
|Pay Day Loan ($200 to $500) 90 day term $20 application fee (no refund) 10% of loan amount must be held in share vacation savings account. Call Loan Department for details.||3||18%|
All rates are subject to change without notice. APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.
Vehicle/Motorcycle/Recreational/Power Sport/Utility/RV/Boats – Term of the loan is subject to minimum amounts financed. For example, for a 60 month term, the minimum amount financed is $10,000.