Loan Rates

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The rates below are our risk-based lending rates now in effect at NET Federal Credit Union and are As Low As, based on your credit score.

 

Type of Loan Approx Term In Months APR Rates As Low As
Line of Credit up to 72 7.49% – 17.49%
Signature up to 72 7.49% – 17.49%
Co-signer up to 72 7.49% – 17.49%
New Vehicle up to 84 1.29% – 7.99%
Used Vehicle

up to 84

1.29% – 7.99%
New Motorcycle up to 84 1.29% – 7.99%
Used Motorcycle up to 84 1.29% – 7.99%
Share Secured up to 60 4.49% – 6.49%
Share Certificate Secured up to 60 call for rates
Home Equity – Fixed 2nd Mortgage – No Application Fee 1 to 5 years $5,000 minimum loan amount 2.49% – 4.99%
  6 & 7 years $11 to $30,000 3.59% – 6.09%
  8 to 10 years $11 to $30,000 3.79% – 6.29%
  11 to 15 years $31,000 to $250,000 4.79% – 7.29%
Variable Rate Home Equity Loan No Application Fee Call for Rate
First Mortgage
Pay Day Loan ($200 to $500) 90 day term $20 application fee (no refund) 10% of loan amount must be held in share vacation savings account. Call Loan Department for details. 3 18%

All rates are subject to change without notice. APR = Annual Percentage Rate. Rates determined by creditworthiness of applicant. Not all applicants will be approved.